About 1st Credit Union

1st Credit Union of Gainesville is a member-owned financial cooperative dedicated to serving your savings and lending needs.

Since we are a non-profit organization, we answer to YOU, our members, not stockholders. Instead of passing on profits to stockholders, we pass on our savings to you in the form of personal, yet affordable, services and competitively low interest rates on our loans and deposit accounts.

1st CU was originally founded to serve employees of the City of Gainesville, Alachua County, and employees of Gainesville Regional Utilities, but our membership has expanded. We are now a full-service financial institution, open to anyone living or working in Alachua County, with account, loan, investment and credit card products to serve you, our member-owner. To learn more about us, click a link within the “About 1st CU” menu below.