Account Rates

1st Credit Union of Gainesville wants to help you save for that rainy day and get the most out of your checking and savings accounts. What can we help you with today?

 

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Prospective Dividends for December 31, 2014

Account Type 

Minimum Average Daily Balance Requirement to Earn Dividends 

Dividend Rate 

Annual Percentage Yield (APY) 

1st Savings  $0.00  0.025%  0.025% 
1st Plus Savings  $1,500.00  0.0275%  0.0275% 
1st Performance Savings  $5,000.00  0.05%  0.05% 
1st Premier Savings  $25,000.00  0.35%  0.35% 
Holiday Club

Vacation Club

Specialty Club 

 $100.00  0.35%  0.35% 
IRA Accounts $100.00 0.99%  0.99% 

Prospective Dividends for December 31, 2014

Account Type 

Minimum Average Daily Balance Requirement to Earn Dividends 

Dividend Rate 

Annual Percentage Yield (APY) 

1st Advantage Checking  $25,000.00  0.05%  0.05% 
Rewards  Checking  $2,500.00-$9,999.99  0.00%  0.00% 
  $10,000.00 – $24,999.99  0.00%  0.00% 
  $25,000.00 -$49,999.99  0.175%  0.175% 
 $50,000+ 0.175%  0.175% 

Certificate of Deposit Rates as of December 31, 2014

Subject to Change

Term 

Minimum Deposit 

Interest Rate 

Annual Percentage Yield (APY) 

 Standard CDs       
6 Months  $1000  0.15%  0.15% 
12 Months  $1000  0.50%  0.50% 
24 Months  $500  0.60%  0.60% 
36 Months  $500  0.75%  0.75% 
 Super CDs       
6 Months  $25000  0.15%  0.15% 
12 Months  $25000  0.50%  0.50% 
24 Months  $25000  0.60%  0.60% 
36 Months  $25000  0.75%  0.75% 
 Jumbo CDs       
6 Months  $50000  0.15%  0.15% 
12 Months  $50000  0.50%  0.50% 
24 Months  $50000  0.60%  0.60% 
36 Months  $50000  0.75%  0.75% 

Prospective Dividends for December 31, 2014

Account Type 

Minimum Average Daily Balance Requirement to Earn Dividends 

Dividend Rate 

Annual Percentage Yield (APY) 

 1st Money Market  $0.00 – $9,999.99  0.15%  0.15% 
 1st Solutions Money Market  $10,000.00 – $24,999.99  0.15%  0.15% 
   $25,000.00- $49,999.99  0.25%  0.25% 
   $50,000.00+ 0.25%  0.25%