Money Markets

A Money Market savings account is a convenient way to earn more on your investments, without sacrificing liquidity. These accounts pay higher interest rates than a traditional savings, without tying up your money in a CD. This is the perfect solution for investors who want 24/7 access to their money, higher earnings, and easy check access to their savings account.

Benefits of a 1st Credit Union Money Market Account:

  • Pays higher dividends than traditional savings.
  • More liquid than a CD.
  • Access over the counter or via ATM, Internet, KISS or Money Market check.
  • Cash access from ATMs.
  • Check access, up to three (3) checks per month.
  • Free sheet of Money Market checks per month.
  • Direct deposit available to a Money Market account.

 

1st Credit Union currently offers two different Money Market account options for your convenience. Click below for details.

Features:

  • Monthly Maintenance Fee $4.99
  • Dividends: Paid Monthly, Rates can change monthly
  • Minimum Opening Amount: $2,500
  • Minimum ADB to Earn Dividend $2,500
  • Minimum Balance Required to Avoid Maintenance Fee: $2,500
  • Direct Deposit: Can set up DD into this account
  • Access Methods: Counter, Internet, KISS or MMA checks
  • Maximum Monthly Transfers: Six (6) – No more than 3 can be made by check
  • Statements: Statements are mailed monthly.

Features:

  • Monthly Maintenance Fee: $4.99
  • Dividends: Paid Monthly, Rates can change monthly
  • Minimum Opening Deposit: $10,000
  • Minimum ADB to Earn Dividend: $10,000
  • Minimum Balance Required to Avoid Maintenance Fee: $2,500
  • Direct Deposit: Can set up DD into this account
  • Access Methods: Counter, Internet, KISS or MMA checks
  • Maximum Monthly Transfers: Six (6) – No more than 3 can be made by check
  • Statements: Statements are mailed monthly.