Savings Solutions

There are lots of places to keep your money, but ours make more “cents!” 1st Credit Union offers a variety of savings accounts to meet your needs. Choose the best solution based on your level of savings.

View our selection of account solutions below. If you still can’t decide, call the Credit Union or come visit us for help selecting the account that’s right for you!

 

1st Savings

1st Savings is our basic savings account offering. Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

1st Plus Savings

1st Plus Savings is a step up from the basic 1st Savings account and offers higher dividends to members who maintain an average daily balance of $1,500 or more. Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

1st Performance Savings

1st Performance Savings helps your money perform for you. Members will earn a dividend when they maintain an average daily balance of $5,000 or more. Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

1st Premier Savings

1st Premier Savings is just that, our premier savings account offering, which pays higher dividends than our other three basic savings accounts when members maintain an average daily balance of $10,000 or more. Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

Holiday Club Account

Club accounts are a specialized form of savings. These accounts allow members to make periodic deposits, with a limited number of withdrawals per year, to assist in building savings over the course of a year for specific occasions or purposes.

Generally known as a “Christmas Club” account, our Holiday Club is one such offering. All funds in the Holiday Club account are automatically transferred in mid-November to the regular savings account to be accessed for all your holiday shopping needs…right in time for the biggest shopping day of the year!

Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

Vacation Club Account

Club accounts are a specialized form of savings. These accounts allow members to make periodic deposits, with a limited number of withdrawals per year, to assist in building savings over the course of a year for specific occasions or purposes.

Our Vacation Club is one such offering that can utilized to save for a family vacation, honeymoon, weekend getaway and more! The balance continues to build over time, until the you decide to withdraw the funds.

Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

Specialty Club Account

Club accounts are a specialized form of savings. These accounts allow members to make periodic deposits, with a limited number of withdrawals per year, to assist in building savings over the course of a year for specific occasions or purposes.

Our Specialty Club is one such offering that can utilized to save for income taxes, college tuitions, weddings and more! The balance continues to build over time, until the you decide to withdraw the funds.

Click one of the options below for details on current dividends or to compare this savings account to our other offerings.

IRA Share Savings Account

An IRA (individual retirement account) is a personal savings plan that offers a member tax advantages to set aside money for their retirement or plans for certain education expenses.

Click one of the options below for details on current dividends or to compare this savings account to our other offerings.