- Total Credit Union relationship will be considered to help
avoid a monthly maintenance fee.
- No Direct Deposit required, but with Direct Deposit, save
time and become eligible for loan APR discounts.
- Write unlimited checks each month.
- Receive free 1st Advantage Style checks (one box at a
- Many traditional banking services are free, such as, money
orders, cashier's checks, traveler's checks and notary services.
- Overdraft protection from designated deposit account.
- Convenience Pay:
- No Direct Deposit: $50 limit
- With Direct Deposit: Eligible for $500, $1,000 or $1,500
limits, if qualified.
- Easy accessibility with ATM and 1st CU Check Card.
- Free 24/7 online access through 1st Acce$$ and telephone
access through KISS audio response system.