1st Credit Union of Gainesville Florida
1st Credit Union of Gainesville
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About 1st CU
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Just Checking


Just Checking is our "no frills" account offering for members who don't want to bother with minimum balances or direct deposit and write less than 25 checks per month.

- No minimum balance requirement.

- No monthly maintenance fee.

- No direct deposit required, but with direct deposit:

- Get a FREE box of checks at time of account opening.
- Couple direct deposit with acceptance of 1st Look online statements to get your bill pay FREE.
- Save time.
- Become eligible for additional benefits and loan APR discounts.

- Overdraft protection from designated deposit account.

- Convenience Pay:

- Without direct deposit: $50 limit
- With direct deposit: Eligible for $500, $1,000 or $1,500 limits, if qualified.

- Easy accessibility with ATM and 1st CU Check Card.

- Free 24/7 online access through 1st Acce$$ and telephone access through KISS audio response system.



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