1st Credit Union of Gainesville Florida
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Vehicle Loan Rates - New & Used

Special Auto Loan Rates 1.99%* for up to 48 months!

New & Used Vehicle Loan Rates (Effective 1/1/2014)
Rates below are for Autos, Trucks, Vans, & SUVs.
A 2.00% Premium added for Motorcycles, RVs, & Boats.
Term (months) A+ (720 & up) A (700-719) B (680-699) C (640-679) D (600-639) E (599 & below)
24 1.99% 2.99% 3.99% 6.49% 8.99% 17.75%
36 1.99% 2.99% 3.99% 6.49% 8.99% 17.75%
48 1.99% 2.99% 3.99% 6.49% 8.99% 17.75%
60 2.99% 3.49% 3.99% 6.49% 8.99% 17.75%
66 3.49% 3.99% 4.49% 6.99% 9.49% 17.75%
72 3.99% 4.49% 4.99% 7.49% 9.99% 17.75%
84 4.99% 5.49% 5.99% 8.49% 10.99% 17.75%
96 5.99% 6.49% 6.99% 9.49% 11.99% 17.75%
120 6.99% 7.49% 7.99% 10.49% 12.99% 17.75%
Add 1.00% premium for model years 2007 and 2008.
Model years 2005 & older treated as collateral at discretion of the Credit Union.
Premium will be added for LTVs greater than 107%: see chart below
  108-114% LTV 0.50% 115-124% LTV 1.00% 125% & up LTV 1.50%

* RESTRICTIONS APPLY

Ask our Financial Services Consultants for details
 

 

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