Identity Theft: Are You Vulnerable?
How can someone steal your identity?
Identity theft occurs when someone uses your personal
information such as your name, Social Security number,
credit card number or other identifying information, without
your permission to commit fraud or other crimes.
Identity theft is a serious crime. People whose
identities have been stolen can spend months or years - and
their hard-earned money - cleaning up the mess thieves have
made of their good name and credit record. In the meantime,
victims may lose job opportunities, be refused loans,
education, housing or cars, or even get arrested for crimes
they didn't commit.
How can you protect yourself? The following resources can
Phishing: What You Need to Know!
Phishing is a high-tech scam that uses spam or pop-up
messages to deceive you into disclosing your credit card
numbers, bank account information, Social Security number,
passwords, or other sensitive information.
Phishers send an e-mail or pop-up message that claims to be
from a business or organization that you deal with – for
example, your Internet service provider (ISP), financial
institution, online payment service, or even a government
agency. The message usually says that you need to “update”
or “validate” your account information. It might threaten
some dire consequence if you don’t respond. The message
directs you to a website that looks just like a legitimate
organization’s site, but it isn’t. The purpose of the bogus
site? To trick you into divulging your personal information
so the operators can steal your identity and run up bills or
commit crimes in your name.
Please Note: 1st Credit Union will never ask you for
personal information, such as account numbers, Social
Security number or passwords over an unsecured Internet
connection (e-mail or pop-up). All banking transactions are
conducted behind our secure, password-protected e-Branch. If
you receive an e-mail or pop-up asking for personal
information, do not disclose this information. When in
doubt, contact the Credit Union via phone to verify the
validity of the request.
Use these resources to help avoid getting hooked by a